Super
Our respected ethical fund managers are responsible for investing over $600 million in superannuation
We have partnered with one of Australia's most experienced and trusted ethical superannuation fund managers to grow your financial wealth without compromising your values.
Future Super Investment Services have over four decades of investment experience, manage over $600 million in superannuation funds, and have a track-record of outperforming the market through ethical investment.
Verve's 2019 returns vs the market
The Median Balanced Super Fund annual return for the 12 months to 31 December 2019 is taken from estimates provided by Lonsec based on SuperRatings research published on 15/01/2020. The Verve Super return is the annual return achieved for the Verve Super Balanced investment option for the 12 months to 31 December 2019. The return shown is after variable fees and taxes have been deducted and before the fixed fee is applied. Return of capital is not guaranteed and past performance is not indicative of future performance.
Returns Since Inception*
| 1 month | 2.94% |
| 3 months | 3.27% |
| 6 months | 3.52% |
| 1 Year | 5.13% |
| Since Inception | 9.47% |
This table shows the returns achieved by the Verve Super Balanced investment option as calculated at 31 August 2020. The return shown is after variable fees and taxes have been deducted and before the fixed fee is applied. Return of capital is not guaranteed and past performance is not indicative of future performance.
“Thanks so much to the Verve team for investing my super ethically in companies that I am proud of. I'm so pleased to be growing my super balance and not compromising my returns for my values”
- Carmen, Verve Member since January 2019.
Ethical Super, Fair Fees
The Fund
Verve Super’s Balanced investment option is designed to provide members with the highest possible returns consistent with a balanced investment strategy. The benchmark performance is CPI + 2.5% per annum over rolling ten-year periods (after fees and taxes).
Your funds are invested in a diverse mix of assets with a targeted 65% in growth assets (like shares and property), and 35% in defensive assets (like fixed interest and cash).
● Australian shares 32.5%
● International shares 32.5%
● Fixed interest 30%
● Cash 5%
The Fees *
| $93.60 per annum | Administration fee (that’s $1.80 per week). |
| 1.195% per annum | Administration and investment fees. |
| ZERO | Performance fees. |
* These fees are the total Investment Fees, Administration Fees and Indirect Cost Ratio payable in respect of the Balanced investment option. Other fees and costs may apply to your account. Please read the Product Disclosure Statement for the full details about how fees apply to Verve Super.
Support for Low Balance Funds - The Baby Bump
To support members with low super balances, Verve ensures that the annual fixed administration fee is not charged if a member’s balance is lower than $5,000.
Verve members of any gender who have recently become new parents, whether by birth or adoption, and have reduced their working hours, can apply for a refund of the annual fixed administration fee for a maximum of twelve months, through our Baby Bump Program.
Our Investment Approach
| Exclusion of women from leadership |
| Offshore detention |
| Human and labour rights abuses |
| Oil, coal, gas + other fossil fuels |
| Gambling |
| Tobacco |
| Live animal export |
| Armaments & Militarism |
| Environmental destruction |
| Nuclear & Uranium |
| Harmful financing |
| Social harm (including weapons) |
| Healthcare |
| Social wellbeing |
| Renewable energy |
| Healthy food production |
| Technology |
| Sustainable production |
| Community finance |
| Recycling |
| Education |
| Efficient Transport |
How Verve Serves Women
Verve is the first superannuation fund dedicating 100% of resources, services, and focus to serving women. We asked -and listened to- hundreds of women to design Verve for you.
Services for women, by women
From free financial education and coaching, to offering fee rebates for parents on parental leave, our services are tailored for women and delivered by women.
Ethical investments, ethical people
Our team are committed to building the financial power of women and a better world. At Verve, believe that there is an enormous potential for all Australians to invest their super in a way that provides a competitive financial return for retirement, and at the same time helps create a better more equal world for future generations to come. Verve is the super fund for anyone who wants to grow their wealth through investing ethically in companies and assets that have a positive impact for women, our broader community and our environment.
Agitators for change
With the power of our community, we agitate for change to support financial equality and to build wealth for all women.
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