Equal pay is a legal standard for the same work. The gender pay gap is the average difference in earnings across all jobs and roles.

Because the gender pay gap reflects career breaks, and unequal representation in senior roles, not just direct pay discrimination. Then there’s the systemic undervaluation of ‘women’s work’. Jobs predominantly held by women (including early childhood education, social work, nursing and admin roles) are systemically underpaid, even when they require deep skill and responsibility. This is gendered undervaluation.

If women earn less over their careers, they contribute less to super – leading to a gender super gap, where women retire with significantly less savings.

Women in Australia (and globally) still disproportionately shoulder unpaid care: children, ageing parents, household labour. The ‘caregiving penalty’ cuts into earnings and retirement balances via longer career breaks, fewer annual super contributions, and less compound growth over decades. From July 2025 super is paid on parental leave, a long-overdue step towards addressing some of these structural inequalities.

Download and use the Gender Pay Gap Toolkit to take measurable actions.

Verve coaches are experienced, qualified professionals. They’re women who understand the real barriers many of us face when it comes to money.

Tanaz and Philippa bring financial expertise and lived experience. They offer thoughtful, no-judgement support to help you build confidence, cut through the noise, and make super decisions that align with your values.

No question is too small when you chat to a coach. Here’s a few conversation starters you may want to ask:

• What’s the best investment option for my lifestyle?

• Is now a good time to change options?

• How much do I need to retire?

• How can I contribute more to my super?

• Am I eligible for the age pension?

• How does the insurance work?

• What insurances do I need?

Remember, coaching extends only as far as your membership with Verve Super.

While we can help with coaching on your investments, insurances, fees, contributions, strategy and beneficiaries, coaching doesn’t cover comprehensive financial advice, advice about other super accounts or any self-managed super funds you may have, for example.

Yes! Once you've joined as a member, in a coaching session, we’ll help you understand your options and what to consider when making your choice. If you're looking for guidance on which investment option suits your life stage or goals, our registered advisers can provide personal advice to members.

A great question for your next coaching session! We'll help you understand your projected super balance, what kind of retirement income that might translate to, and the steps you can take now to boost your outcome.

Absolutely. Our registered advisors can walk you through employer contributions, salary sacrifice, personal contributions, and government co-contributions and help you figure out what makes sense for your goals.

While we can’t recommend what you should do with other super funds, we can help you check for lost super and guide you through the consolidation process.