Verve Ultimate Guide to Tax Time 2026
Learn what’s changed, what you can claim, how super can reduce your tax and key deadlines for your 2025–26 return.
Tax time doesn't have to be stressful. We're here to help you understand what's changed, what you can claim and feel more confident about your super.
Download our full Tax Time Guide today.
Whether you’re lodging your own return or working with an accountant, here’s what to know for the 2025–26 financial year.
When done right, tax deductions can reduce your tax bill or even boost your refund. The key is knowing what you can claim and having the records to back it up.
Work-related expenses
Uniforms, tools, training, travel, and working from home expenses, but only if they’re directly related to earning your income.
Investment expenses
Costs for managing shares, rental properties or earning investment income.
Charitable donations
Donations to registered charities, as long as you keep a record of your donation.
The cost of managing your tax
Fees paid to a registered tax agent.
Other deductions
Income protection insurance outside of super, personal super contributions and some union fees.
Heads up: you won’t get the full amount back, only a percentage based on your tax rate.
30 June: End of financial year
1 July: Tax time begins
31 October: Tax return lodgement deadline (unless using an accountant)
Your super isn’t just for retirement. It can also help reduce your tax bill right now. Super contributions are generally taxed at just 15%, which is often lower than your income tax rate.
Contribute pre-tax income into your super and pay 15% tax instead of your marginal rate.
Contribute after-tax income and claim a tax deduction.
If you earn $62,488 or less, you may receive up to $500 from the government.
Set yourself up for the new financial year
Tax return done? Why not check in on your super. Even small changes, like salary sacrificing or regular contributions, can make a difference over time. For more practical guides and resources, head to Learn with Verve – Understanding Super.
Sometimes it helps to talk things through.
Our super coaching service gives you the opportunity to speak with a real person who will listen, ask the right questions and meet you wherever you are.
Super coaching is included as part of your membership when you join Verve Super. Our super coaching team also provides advice to members about pensions and pension benefits, for an additional fee.
