Yes, all Verve Super members can access coaching as part of their membership. Whether you’ve just started your first job or you’re approaching retirement, we’re here to support your journey.

Getting financial advice means having a qualified expert in your corner who can help you make informed, confident decisions about your super. Some of the benefits are:

• Get personalised strategies based on your goals, life stage, and financial situation
• Plan tax-effective contributions to grow your super faster
• Choose investment options aligned with your values and your appetite for risk
• Get peace of mind through protection, with the right level of insurance for life’s uncertainties (like illness, injury, or death)
• Adapt your plan as your circumstances change, such as whether you're changing jobs, starting a family, or thinking about retirement

General super coaching and personalised financial advice is included in your membership, so there are no additional fees attached to this service for Verve members.

To make the most of your time with your coach, it can help to have the following prepped before your call:

• Questions or goals you’d like to discuss (e.g. "Am I in the right investment option?" or "How do I boost my super?")
• Your most recent super statement or member number
• An idea of your current income and expenses

You don’t need everything figured out. Come as you are, and we’ll help you from there.

The Support Squad is a curated network of external experts, including a career coach and a divorce specialist, who support women through major life transitions. As a Verve Super member, you can access a free or discounted first session. These sessions are specialised and focused on broader life and money matters beyond your super.

Coaching sessions are delivered by our in-house Verve team and are designed to help you understand and manage your super. These sessions are included in your membership, supportive, and focus on empowering you with the knowledge and tools to make confident decisions about your super.

Personal financial advice is also delivered by our in-house, Verve team of registered advisers, providing specific recommendations tailored to your financial situation, goals, and preferences.

In short:

• Super coaching = Super-focused support, delivered by Verve Super

• Financial advice = Personalised advice on your super that considers your goals, lifestyle, and future. This is also delivered by Verve Super

• Support Squad = Life transition experts, external to Verve Super, with your first session free or discounted

No question is too small when you chat to a coach. Here’s a few conversation starters you may want to ask:

• What’s the best investment option for my lifestyle?

• Is now a good time to change options?

• How much do I need to retire?

• How can I contribute more to my super?

• Am I eligible for the age pension?

• How does the insurance work?

• What insurances do I need?

Remember, coaching extends only as far as your membership with Verve Super.

While we can help with coaching on your investments, insurances, fees, contributions, strategy and beneficiaries, coaching doesn’t cover comprehensive financial advice, advice about other super accounts or any self-managed super funds you may have, for example.

Yes! In a coaching session, we’ll help you understand your options and what to consider when making your choice. If you're looking for guidance on which investment option suits your life stage or goals, our registered advisers can provide personal advice.

A great question for your next coaching session! We'll help you understand your projected super balance, what kind of retirement income that might translate to, and the steps you can take now to boost your outcome.

Absolutely. Our registered advisors can walk you through employer contributions, salary sacrifice, personal contributions, and government co-contributions and help you figure out what makes sense for your goals.

While we can’t recommend what you should do with other super funds, we can help you check for lost super and guide you through the consolidation process.