Step 1 — Pop your details into the Verve login page. You'll land on a screen to set up multi-factor authentication (MFA for short).

Step 2 — Download a free authenticator app from your app store.

Step 3 — Add Verve to your Authenticator app:

• Using Microsoft Authenticator? Tap the '+' and scan the QR code on your screen. Done!

• Different app? Look for the '+' or 'Add account' option (they all work pretty much the same way).

• Can't scan? No dramas. Click 'Can't scan? Try this' for a code you can type in manually.

• Hit 'Continue' once you're paired up.

• You'll see a 6-digit code that refreshes every 30 seconds. This 'one-time code' can only be used once, and you'll need to go to your app for a new code every time you log in.

Step 4 — Type that 6-digit code into the Verve website and hit 'Verify'.

Boom! You're in. Welcome to your account.