Fair question! Here's the thing: phishing texts and emails are having a moment (and not in a good way). In May 2023, the federal regulator APRA released new security advice, saying authenticator apps are the way to go.

The most up-to-date advice is to move away from SMS and email authentication and towards more secure methods such as authenticator apps or software (as advised by the Australian Cyber Security Centre).

Think of it this way: we're protecting your retirement savings with the same tech that banks use. Because your future deserves a high level of security.