Baby on the way? Let us cover your super fees

There’s a lot that comes with having a baby. Some of it magical. Some of it logistical. Most of it… kinda both.

Somewhere between appointments, planning leave and figuring out what sleep even is, your super can quietly slip down the priority list.

We get it. But here’s the thing: this is also when your super is most at risk of falling behind.

That’s why we created Baby Bump – to step in with something practical, at a time when you don’t need more to think about.

If your income drops – whether you’re on parental leave or working reduced hours after welcoming a child – Baby Bump refunds your dollar-based admin fee for up to 12 months.

That means:

• Less taken out of your super while you’re earning less

• More of your balance staying invested for the long term

• One less financial detail to manage during a full-on life stage

It works quietly in the background, and it’s designed for real life.

The government has also taken measures to help level up the gender super gap that sees women retire with less. Since July 2025, if you’re eligible for government Paid Parental Leave (PPL), the government also covers your super contributions for the government-funded leave period.

Here’s how that works:

• The government pays 12% super on your PPL payments

• It’s paid into your super fund via the ATO

• It comes as a lump sum after the end of the financial year

It's designed to keep super ticking along during time out of the workforce. But it doesn’t reduce the fees charged on your super account.

Basically, whether or not you’re receiving super contributions – from the government or anyone else – you’re still paying the fees on your super.

That’s where Baby Bump comes in – reducing what’s being taken out of your super, at a time when there may be less coming in to it.

Statistically, women are more likely to take time out of the workforce or go part-time due to parenthood, and we carry the long-term impacts in our super balance.

It’s partly why women in Australia retire with around 25% less super than men.

Baby Bump gives a little extra help, by making sure your balance isn’t chipped away by fees when your income drops. Over time, these small savings add up to more thanks to the power of compound interest.

You don’t need any more admin – all you need to do is contact us with your news to get the ball rolling – we’ll tell you the next steps.

• Email: hello@vervesuper.com.au or call 1300 799 482 (8:30am-5pm Monday to Friday AEST)

Baby Bump is about making a small adjustment behind the scenes – one that helps keep your super on track while your focus is somewhere else. Because growing your family is already a big enough job.